The M-Pesa gateway
that works at scale,
without compromise.
The unified payment solution that aggregates M-Pesa endpoints alongside international card systems. Route, push, reconcile, and settle without single points of failure.
Bring merchants online in minutes, not weeks.
Every business becomes a dynamic node on the payment matrix. Automatically verify, verify corporate credentials, and assign API capabilities with zero manual queue latency.
Every Push Command, automatically routed.
Lipa Na RiverPen checks telecom network response times, error frequencies, and transaction corridors, selecting the optimal payment rails for STK Push validation in real time.
An immutable ledger that never drops a cent.
Every transaction, refund, or platform fee triggers cryptographic credit-debit pairings. Reconcile with Safaricom Portal exports and corporate accounts with absolute audit reliability.
Funds cleared to bank vaults, on schedule.
Consolidate mobile money deposits. Trigger payouts to commercial bank channels or mobile wallet nodes dynamically based on custom targets or scheduled intervals.
Engineered for developer velocity.
Say goodbye to clunky REST endpoints and XML APIs. Integrate Lipa Na M-Pesa with a single typed client SDK, webhook signatures, and complete Sandbox parity.
Bank-grade compliance, by default.
Sensitive user tokens and bank keys are securely encrypted at rest. API requests are verified using secure client signatures and strict Safaricom Daraja IP Whitelisting rules.
Full visibility on every transaction flow.
Monitor transaction outcomes, conversion metrics, and system success rates with absolute zero dashboard delay or lag. Instantly flag dropoffs or client cancellations.
Connect the entire mobile money network.
Scale seamlessly across Safaricom M-Pesa (Kenya), Vodacom M-Pesa (Tanzania), MTN MoMo, and Airtel Money regions under a single orchestrator with peak TPS capacity.
Ready to orchestrate your payments?
Build a bulletproof payment framework designed to scale.